Tier 1 — Firearm verified
$5,000 cash benefit plus $20,000 in crisis services when law enforcement verifies a firearm.
Verified by law enforcement
Keep challenging risks insurable.
Got clients facing non-renewals or sky-high premiums for Active Shooter, Assault & Battery, firearm, or other violence exclusions? ZeroEyes keeps them insurable with proactive, proven risk controls that underwriters trust.
- For brokers
- Underwriting confidence
- Risk control
- Visual AI + 24/7 verification
- Industries
- Education · Healthcare · More
Harborwatch FIRE — Firearm Incident Response & Expense
Rapid financial and crisis-management response, when every second counts. FIRE is parametric insurance — coverage that pays a predetermined benefit the moment a defined ZeroEyes detection event is verified. No lengthy claims process. No adjusters. No back-and-forth.
Built exclusively for school districts already protected by the ZeroEyes platform. When a firearm incident occurs on campus, financial response and crisis management arrive automatically.
01/041
Speed
Payment, not paperwork. When triggers are met, payment is sent — no claim narrative, no documentation chase, no waiting on an adjuster.
Benefit tiers and the Harborwatch advantage.
Predetermined benefits activate automatically when verification criteria are met — cash and crisis services scale to the confirmed severity of the event.
Learn more about Harborwatch Association FIRE. Questions? Reach Tim Fallon, VP of Insurance — timfallon@zeroeyes.com.
Tier 2 — Detection without verification
$20,000 in crisis services when detection occurred but police did not verify a firearm — because a lockdown alone can be traumatic.
Crisis services only
The Harborwatch Advantage
Parametric coverage only works when trigger verification is fast, objective, and reliable. The technology protecting your campus becomes the technology activating your coverage — an integration no other carrier can replicate.
Built for school districts on ZeroEyes
Step 1 of 5: THE CHALLENGE
From coverage decline to favorable terms.
THE CHALLENGE
A large U.S. public school district faced difficulty securing favorable active assailant insurance coverage after a targeted shooting on campus.
Step 1 · Challenge
Industry validation and certification.
Underwriters and risk managers rely on proven credentials. ZeroEyes meets rigorous standards for security, innovation, and operational credibility.
Lloyd's Lab
Cohort 13 alum — recognized innovation in insurtech and risk technology.
Industry validation
SAFETY Act
DT&E Designation from the U.S. Department of Homeland Security for effective anti-terrorism technology.
Federal designation
ISO 27001
Globally recognized information security management — continuous assessment and improvement of risk controls.
Certified
SOC 2
Independent validation of security, availability, and data protection standards.
Type 2 compliant
Who benefits?
